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Plans to fit your needs and budget...
Whether you're looking for premiums savings or more extensive benefits, we've got a plan that will meet your needs.
Our plans feature a high-quality Participating Provider network (PPO). You're not required to use a network provider, but when you do you'll benefit from discounted fees, and lower out-of-pocket expenses.
These plans are individual policies, which are Guaranteed Renewable subject to policy provisions, as long as the premiums in force at time of renewal are paid on time. |
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You cannot be singled out for a premium increase, or for cancellation. Benefits can not be changed by the company because of any change in your health or number of times the policy is used.
MaxCare: Our most comprehensive coverage
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In-Network Benefits: |
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Benefits paid at 50%, after deductible, until your out-of-pocket limit is reached, then at 100%
- Your choice of out-of-pocket limits: $1,250 or $2,500.
- Option to reduce premiums by choosing $250,000 or $100,000 yearly benefit maximum.
- $500,000 Organ Transplant Benefit
- Lifetime Maximum of $3,000,000
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Click here to learn more |
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Complete Care: Catastrophic Hospital Coverage
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In-Network Benefits: |
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- Broad choice of deductibles, from $750 TO $25,000.
- Your choice of benefit payment rates: 50%, 80%, 100%.
- Your choice of out-of-pocket limit (after deductible): $5,000 or $10,000 (not applicable to 100% plan).
- Benefits of up to $1,000,000 per accident or sickness. You can also lower your premium by choosing $250,000 per accident or sickness.
- Lifetime Maximum of $2,000,000
- OUTPATIENT DOCTOR RIDER AVAILABLE: AFTER $1,000 DEDUCTIBLE, PAYS 80% OF OUTPATIENT SERVICES TO $10,000/YEAR.
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Click here to learn more |
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Saver's Choice II: Daily Hospital Benefits plus Outpatient
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In-Network Benefits: |
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- $3,000,000 Lifetime Maximum
- $100,000 or $250,000 (your choice) Aggregate Maximum per Accident or Sickness
- Hospital Charges paid at:
Plan 1: $1,500/day
Plan 2: $2,000/day
Plan 3: $3,000/day
($500 higher for intensive care unit).
- Inpatient Physicians' & Surgeons' Fees paid at:
70% of first $10,000, then 100%
- Your choice of per-hospitalization deductibles
- Outpatient Surgery paid same as in-hospital
- Two In-Network Copay Doctor Visits per person per year, then benefit of $50.00 per visit
- Other Outpatient Services paid at:
75%, after $100 yearly deductible, to a yearly maximum of $1,000 or $1,500 (your choice).
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Click here to learn more
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This page is a very brief description of some policy features.
It is not the policy or Outline of Coverage..
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